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Windshield insurance is coverage that pays to repair or replace a car’s windshield after it’s damaged. Windshield insurance coverage is usually included in a collision or comprehensive insurance policy, though some states also require insurance companies to sell separate “full glass” repair coverage.
Joshua Taylor, Car Insurance WriterMar 18, 2021
If you don’t have collision insurance, comprehensive coverage, or full glass repair coverage, your insurance won’t pay for windshield damage.
If you’re in an accident that isn’t your fault, the other driver’s liability insurance will pay to repair or replace your windshield.
Your windshield will need to be completely replaced if the damage is significant and poses a safety risk.
Most insurance companies will waive your comprehensive deductible if the windshield only needs to be repaired.
In order to get your deductible waived for windshield replacement, you need to have full glass coverage or live in a state without glass deductibles.
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